Whether you’re applying to join HDFC Life, LIC, or any other insurer in India, your selection process will likely include an interview.
This is your chance to show recruiters that you have the sales skills, client-first mindset, and resilience needed to succeed in insurance.
In this guide, we’ll cover the most common insurance agent interview questions in 2025 — along with sample answers and pro tips so you can adapt them to your own story.
1. Why do you want to become an insurance agent?
Sample Answer: I want to become an insurance agent because I believe in helping people secure their family’s financial future. I also value the flexibility and unlimited earning potential that this career offers.
2. How would you explain insurance to someone who doesn’t understand it?
Sample Answer: I would use simple language and examples. For example, I’d say: ‘Insurance is like a safety net. You pay a small amount regularly so that if something unexpected happens, you or your family receive a large amount of money to cover expenses.
3. What products would you recommend to a young working professional?
Sample Answer: I would recommend a term insurance plan for life cover and a health insurance plan to protect against medical expenses. These are affordable and provide essential protection.
4. How would you handle a client’s objection about premium cost?
Sample Answer: I would break down the premium into a daily cost and compare it to everyday expenses, like one cup of tea. This shows the value in relatable terms.
5. How will you generate leads?
Sample Answer: I will combine personal networking, referrals, and digital marketing tools like the WhatsApp Kit to reach potential clients.
6. What do you know about IRDAI regulations for agents?
Sample Answer: I know that I must complete the IRDAI-mandated training, pass the IC-38 exam, and follow ethical selling practices. I am aware of the renewal requirements for maintaining my license.
7. How do you stay motivated in sales?
Sample Answer: I set clear income and policy sale goals, celebrate small wins, and remind myself that every sale helps a family secure their future.
Quick Reference Table: Top 5 Interview Tips
| Tip | Why It Matters |
|---|---|
| Research the company | Shows preparation and interest |
| Use real-life examples | Makes your answers relatable |
| Highlight soft skills | Builds trust with recruiters |
| Be confident but humble | Balanced personality works in sales |
| Mention tools & training | Shows readiness to work |
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