About eBharat.com

eBharat.com is an independent initiative helping Indian families understand and choose the right insurance—without jargon, spam, or pressure. We use modern tools (including customized AI solutions) to give clear, personalized options whether your income is ₹20,000 or ₹2,00,000 a month.

Who runs this?

Founded by Hemant Tilotia — IC-38 certified, IRDAI-licensed advisor with 10+ years across financial services, rural outreach, and tech-driven solutions.

How we’re different

  • AI suggestions based on your goals — not commission bias.
  • No calls without consent; WhatsApp only if you ask.
  • Original guides in plain language; nothing is copy-pasted from insurers.

Contact & trust

Confused or want to double-check a suggestion? Message us—no pressure, no selling.

📍 18–19 Pratap Nagar, Churu Road, Jhunjhunu, Rajasthan
✉️ admin@ebharat.com
📞 97993 81263 (WhatsApp only)

Team

Hemant Tilotia
Hemant Tilotia
Founder & IRDAI-Certified Advisor

Insurance guidance, product selection, compliance.

Shahrukh Khan
Shahrukh Khan
Writer & Editor-in-Training

Writes and edits our guides into clear, people-first articles.

Dhruv Saini
Dhruv Saini
Publisher & SEO

Formatting, schema, interlinking, and publishing hygiene.

Disclosure: We operate as IRDAI-licensed advisors. We may receive commissions from insurers when a policy is purchased through us. Our tools and articles are designed to minimize bias and explain trade-offs clearly.