Imagine your car breaking down on a highway at midnight or your scooter getting a flat tyre in the rain. In such moments, Roadside Assistance (RSA) can be a lifesaver.
While most people focus on zero-depreciation or NCB protection, RSA is often ignored. In 2025, with longer commutes and rising vehicle usage, RSA has become one of the smartest add-ons for car and bike owners.
What Is Roadside Assistance (RSA)?
RSA is an optional add-on with motor insurance that provides emergency help if your vehicle breaks down.
It’s like having a 24×7 helpline that arranges towing, on-site repairs, or alternate transport when you’re stranded.
Key Benefits of RSA in 2025
- Towing Services
- Free towing to the nearest garage in case of breakdown/accident.
- Battery Jump-Start
- If your battery dies, RSA sends assistance on-site.
- Flat Tyre Repair/Replacement
- Help with tyre change or quick puncture fix.
- Fuel Delivery
- Emergency petrol/diesel delivery if you run out of fuel.
- On-Site Minor Repairs
- Quick fixes like wiring, fuse, or clutch cable.
- Emergency Accommodation/Transport
- If stuck far from home, some insurers arrange hotel stays or alternate vehicles.
Average RSA Costs (2025)
| Vehicle Type | Average RSA Add-On Cost (Annual) |
|---|---|
| Two-Wheelers | ₹150–₹350 |
| Cars (Hatchbacks & Sedans) | ₹500–₹1,000 |
| SUVs | ₹1,000–₹1,500 |
Case Study: Rajiv’s RSA Experience
Rajiv, a 32-year-old from Mumbai, was driving late at night when his car battery died. With RSA, he got a jump-start service within 30 minutes at no extra cost.
Without RSA, he would have spent ₹3,000+ on emergency service.
Lesson: A few hundred rupees for RSA can save thousands in emergencies.
Why This Matters
In 2025, long commutes, unpredictable weather, and rising car usage mean vehicle breakdowns are common. RSA ensures peace of mind, convenience, and financial savings.
Next, read: Cashless Garage Networks in India: Why They Matter
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