Mumbai | September 29, 2025 — eBharat Markets Desk
Filed on Sep 29, 2025, 16:22 IST via BSE.
Aurionpro Solutions Ltd (NSE: AURIONPRO) announced that it has secured another transaction-banking mandate from a major Indian public-sector bank (PSU), strengthening its position in cash-management and digital corporate banking. The engagement will modernise the bank’s Digital Transaction Banking (DTB) stack across payments, collections, liquidity, and connectivity, while enabling real-time interfaces for corporate and SME clients.
While commercial terms were not disclosed, the company indicated that the scope spans multi-rail payments (NEFT/RTGS/UPI), collections & receivables, virtual account management (VAM), liquidity & sweep structures, host-to-host/API banking, and ISO 20022-aligned messaging. The programme is expected to be executed in phases, beginning with high-volume modules and onboarding anchor corporates, followed by deeper supply-chain finance and trade-connectors.
Deal Snapshot
| Metric | Detail |
|---|---|
| Client | Undisclosed major Indian PSU bank |
| Scope | DTB platform for payments, collections, liquidity, VAM, APIs/host-to-host |
| Interfaces | NEFT, RTGS, UPI; ISO 20022 readiness; corporate ERP/TMS integrations |
| Security & Resilience | Multi-factor auth, consent frameworks, DR/BCP, 24×7 monitoring |
| Rollout | Phased go-lives by module; anchor-client onboarding first |
Why it matters
- Corporate cash flows go digital: PSU banks are accelerating DTB upgrades to win and retain transaction-intensive corporate/SME relationships, where platform capability drives fee income and balances.
- Real-time economy: With UPI, e-invoicing and faster payments reshaping cash cycles, banks need API-first collections, receivables reconciliation, and VAM to reduce posting lags and manual exceptions.
- Operating leverage: A unified DTB layer improves straight-through processing (STP), lowers ops costs, and shortens onboarding for corporate clients—key for PSU banks competing with private peers.
- Regulatory & standards: ISO 20022 migrations and consent-based data sharing frameworks are becoming baseline; modern DTB stacks help banks comply without bespoke workarounds.
What the build typically includes
- Payments & Collections: Payables hubs, bulk/hosted payments, API payouts, virtual accounts with automated reconciliation, mandate/e-NACH rails, and just-in-time funding.
- Liquidity Management: Target balances, notional/physical pooling, automated sweeps across subsidiaries, and intraday visibility for treasurers.
- Connectivity: Host-to-host (SFTP/API) pipes to ERP/TMS systems, plug-ins for leading suites (SAP/Oracle), and event webhooks.
- User Experience & Control: Role-based entitlements, maker-checker workflows, token-based approvals, and dashboard analytics for CFO teams.
- Security/Resilience: Hardware security modules where required, strong cryptography, DR/BCP with RPO/RTO commitments, and 24×7 SOC oversight.
Market context
Aurionpro has been active in transaction-banking wins across Indian and regional banks, reflecting a broader investment cycle in cash-management, API banking and digital channels. PSU banks, in particular, are refreshing legacy platforms to improve time-to-market for corporate products, monetize payments flows, and support public-sector digitisation initiatives.
What to watch
- Named client & size: Disclosure of the PSU bank’s name and any indicative TVC (total contract value)/tenor details.
- Go-live cadence: Timeline for first modules (payments/collections) and subsequent liquidity/VAM features; number of corporates onboarded.
- API monetisation: Pricing for premium APIs, self-service onboarding, and developer portal adoption.
- Operational KPIs: STP rates, file-to-post times, reconciliation automation, and support SLAs post go-live.
- Cross-sell: Whether the win opens doors to supply-chain finance/trade connectors and channel partner ecosystems.
Outlook
If executed to plan, the programme should lift the client bank’s transaction fee engine, reduce exception handling, and enhance corporate onboarding speed—key differentiators in cash-management. For Aurionpro, another PSU-bank mandate adds to its DTB references, supporting pipeline conversion in India and overseas. Delivery quality, measurable KPI gains, and smooth migration from legacy systems will determine the long-term impact.
