Dhruv Saini

Dhruv Saini

What Is ULIP Insurance ?

Top-down view of a ULIP (Unit Linked Insurance Plan) document alongside a calculator, bar charts showing fund performance, and a pen on a clean desk — softly lit, no human presence.

ULIP (Unit Linked Insurance Plan) is a dual-benefit policy that combines life insurance coverage with investment in market-linked funds. But is it still a smart choice in 2025? Here's a detailed look at how ULIPs work, their pros and cons, tax benefits, and whether they remain relevant in today's evolving financial landscape.