AYUSH Cover in Health Insurance: What It Really Means for You
AYUSH health insurance coverage includes Ayurveda, Homeopathy, and other traditional treatments — but strict conditions and hospital rules apply.
Dhruv Saini
Can You Have 2 or More Life Insurance Policies in India? The Truth You Should Know
You can legally own multiple life insurance policies — but failure to disclose them can delay or deny future claims. Here’s what IRDAI rules say.
What Is a Participating Plan in Life Insurance? Here’s the Real Story Behind Those “Bonuses”
Participating life insurance plans promise bonuses — but they're not guaranteed. Here's how they work and what Indian buyers should know before investing.
Is HDFC Sanchay Plus Worth It for Long-Term Savings? A No-Nonsense Review
HDFC Sanchay Plus offers guaranteed income, but returns are modest and lock-ins are long. Here’s who should consider it — and who shouldn’t.
Endowment vs ULIP vs Term: Which Life Insurance Plan Actually Makes Sense for You?
Term, ULIP, and Endowment plans look similar — but they’re built for different needs. Here’s a practical comparison to help Indian buyers choose smartly.
Claim Settlement Ratio: Why It’s Not the Full Story
A high claim settlement ratio looks great — but it doesn’t reveal delays, disputes, or real-life claim hassles. Here’s what CSR hides and what to check instead.
Which Term Insurance Plans Offer Return of Premium (ROP) in 2025 — And Should You Even Buy One?
Return of Premium (ROP) term plans refund your premiums if you survive — but they cost much more. Here's which insurers offer them and when it makes sense.
5 Hidden Costs You Must Check Before Buying a Term Insurance Plan
Don’t get misled by low premiums — here are 5 hidden term insurance costs like GST, rider fees, and medical charges that most buyers overlook.
Sukanya Samriddhi Yojana in 2025 — Still the Best Investment for Your Daughter?
Sukanya Samriddhi Yojana offers 8.2% interest and tax-free returns for your daughter's future. But is it still the smartest savings plan in 2025? Let’s break it down.
Atal Pension Yojana in 2025: Is the ₹5,000 Monthly Pension Still Worth It?
The Atal Pension Yojana promises up to ₹5,000 monthly after 60 — but is it still a smart move in 2025? Here's who it suits, how it works, and what to watch out for.
