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Family floater plans are cheaper but not always better. Here's how they compare to individual health insurance — and which works best for small families.
AYUSH health insurance coverage includes Ayurveda, Homeopathy, and other traditional treatments — but strict conditions and hospital rules apply.
You can legally own multiple life insurance policies — but failure to disclose them can delay or deny future claims. Here’s what IRDAI rules say.
Participating life insurance plans promise bonuses — but they're not guaranteed. Here's how they work and what Indian buyers should know before investing.
HDFC Sanchay Plus offers guaranteed income, but returns are modest and lock-ins are long. Here’s who should consider it — and who shouldn’t.
Term, ULIP, and Endowment plans look similar — but they’re built for different needs. Here’s a practical comparison to help Indian buyers choose smartly.
A high claim settlement ratio looks great — but it doesn’t reveal delays, disputes, or real-life claim hassles. Here’s what CSR hides and what to check instead.
Return of Premium (ROP) term plans refund your premiums if you survive — but they cost much more. Here's which insurers offer them and when it makes sense.
Don’t get misled by low premiums — here are 5 hidden term insurance costs like GST, rider fees, and medical charges that most buyers overlook.
Only 1% of Indian homeowners have property insurance — and most regret it after a disaster. Here’s why home insurance is ignored, and why that needs to change in 2025.
