Dhruv Saini

Joined: July 24, 2025
Articles: 303

Life Insurance

Best Life Insurance Plans If You Earn ₹20K–₹30K Monthly

A photograph features a financial planning setup with labeled insurance folders and a ₹10 lakh term plan brochure on a modest desk. The scene includes a passbook, pen, and Aadhaar card — symbolizing insurance options for people earning ₹20K–₹30K monthly. No faces shown. eBharat.com watermark in the bottom-right.

Looking for affordable life insurance with a ₹20K–₹30K income? Compare PMJJBY, LIC Micro Plans, and basic term plans to choose the best protection for your budget.

Dhruv Saini
July 24, 2025

Term Insurance

Is ₹1 Crore Term Insurance Too Much or Too Little in 2025?

Flat-lay image of a ₹1 crore term insurance document, calculator, and income note showing ₹50K/month — used to represent income-based life cover planning.

₹1 crore term plans are popular in India, but are they enough? Learn how to evaluate your actual life cover need based on income, liabilities, and family size.

Dhruv Saini
July 24, 2025

Insurance Guides

How Much Life Insurance Do You Really Need in 2025?

A clean desk showing a life insurance document, calculator, and a notepad with ‘10x Annual Income’ written — symbolizing how to calculate ideal insurance cover based on earnings.

Life insurance is essential, but how much cover is enough? This guide helps you calculate the right amount based on your income, expenses, and responsibilities.