Group Term Life Insurance: Benefits for Employers & Employees
Group term life insurance is a valuable benefit for employees and a strategic tool for employers. Here’s a 2025 guide to its features, benefits, and impact on India’s workforce.
Shahrukh Khan
Difference Between Group Health and Individual Health Policies
Group health insurance and individual health policies serve different needs. Here’s a simple 2025 guide to understand their differences, advantages, and what works best in India.
Group Health Insurance for SMEs: A 2025 Guide
In 2025, group health insurance has become a must-have for Indian SMEs. Here’s a simple guide to its benefits, costs, and why it’s critical for employee welfare and business growth.
Why Reinsurance is Critical for India’s Insurance Stability
Without reinsurance, India’s insurance industry would struggle to survive natural disasters and large-scale claims. Here’s why reinsurance is vital for financial stability and customer trust.
GIC Re’s Financial Performance 2025: Analysis
GIC Re, India’s national reinsurer, posted mixed results in 2025. While global business expansion and digital adoption boosted revenues, challenges remain in claims and pricing.
Reinsurance vs Co-Insurance: Key Differences
Many people confuse reinsurance with co-insurance. While both manage risk, they work differently. Here’s a simple guide with examples for Indian insurers and policyholders.
LIC Pays ₹7,324 Crore Dividend to Government for FY 2024-25
Life Insurance Corporation of India (LIC) has paid a dividend of ₹7,324.34 crore to the government for FY 2024-25, strengthening its role as a key contributor to India’s economy.
The Future of Digital Platforms in Reinsurance
Digital platforms are transforming reinsurance in India with AI, blockchain, and data analytics. Here’s how the future of reinsurance will look in 2025 and beyond.
Health Insurers Top Complaint Charts: IRDAI Pushes for Stronger Grievance Redressal
Star Health and CARE Health Insurance face the highest consumer complaints in India. IRDAI responds with a mandatory internal ombudsman system to improve claim redressal and rebuild policyholder trust.
How Natural Disasters Affect Reinsurance Premiums
Natural disasters like floods, cyclones, and earthquakes drive up reinsurance premiums worldwide. In 2025, India faces rising costs as climate risks reshape the insurance industry
