Looking to start or switch your insurance career in 2025? Choosing the right company to work with as an agent can make a big difference in your income, support, flexibility, and long-term success.
In this guide, we compare the top insurance companies in India for agents — based on commissions, onboarding process, digital tools, claim reputation, and overall agent experience.
Top 7 Insurance Companies for Agents (2025)
Here are the top-rated companies based on agent feedback and digital performance:
- HDFC Life – Strong term plans, fast onboarding, solid tech
- LIC of India – Legacy brand, great for rural & endowment sales
- TATA AIA – Good ULIPs, regular contests, decent leads
- ICICI Prudential Life – Urban-focused, strong training
- Max Life – High persistency, hybrid selling model
- Bajaj Allianz Life – Good incentives, aggressive push
- SBI Life – Backed by public trust, improving tech
What Makes a Company Agent-Friendly?
A good insurance company for agents provides:
- Fast digital onboarding (IC-38 + login)
- Transparent commission structure
- Lead support or CRM tools
- Regular incentives or contests
- Easy-to-use app for sales tracking & policy download
Why Many Agents Choose eBharat (POSP Broker Model)
Instead of joining just one company, thousands of agents are now joining brokers like eBharat to become POSP agents and get access to multiple companies.
With eBharat, you get:
- Plans from 10+ top insurers (except LIC)
- Fast onboarding (2–3 days)
- One dashboard to sell & track all sales
- WhatsApp tools, pitch decks, and video scripts
- No fees, no targets, no pressure
💼 Want to compare top insurer plans and earn smartly? Join the eBharat Agent Network
Final Verdict
| You Should Join… | If You Want… |
|---|---|
| LIC | Endowment sales in rural/small towns |
| HDFC Life | Term + ULIP with tech & support |
| Max Life | Persistency + digital growth |
| eBharat (Broker) | Multi-brand access + full freedom |
Your success depends more on how you sell than who you sell for — but choosing the right partner gives you a serious edge.
🎯 Start smart. Apply Now to Join Our Agent Network
