📚 Category: Term Insurance

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Claim settlement ratio chart with policy rejection and ID documents

Claim Settlement Ratio: Why It’s Not the Full Story

A high claim settlement ratio looks great — but it doesn’t reveal delays, disputes, or…

Term insurance paper with refund guarantee stamp and money

Which Term Insurance Plans Offer Return of Premium (ROP) in 2025 — And Should You Even Buy One?

Return of Premium (ROP) term plans refund your premiums if you survive — but they…

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Term insurance premium payment due reminder on desk with calendar and phone

What Happens If You Miss a Term Plan Premium? (2025 Guide)

Missing a term insurance premium can cost you your cover. Here’s what happens, how the…

Online term insurance form showing no medical test option with stethoscope on desk

Should You Buy Term Insurance Without Medical Test? (2025 Guide)

No-medical-test term plans seem convenient, but are they the right choice? Here’s the truth about…

"An overhead shot of a wooden desk with an insurance policy folder, calculator, Aadhaar card, and a ₹100 note — representing hidden clauses in term insurance. Natural lighting, neutral tones."

5 Hidden Clauses in Cheap Term Insurance Plans That Can Hurt Your Family Later

Cheap term insurance plans may seem attractive, but they often hide critical clauses that can…

: Man with ₹30K income reviewing term insurance options on laptop

How Much Term Insurance Do You Need If You Earn ₹30,000 Monthly?

Find out how much life cover you should take if your monthly income is ₹30,000.…

Balance scale comparing PMJJBY and Private Term Plan documents with ₹ symbol

PMJJBY vs Private Term Plan – Which One’s Safer in 2025?

Compare PMJJBY with private term plans in 2025. See benefits, risks, claim settlement and which…

Flat digital image showing four insurance rider icons – critical illness, accident cover, income rider, waiver of premium – for Click2Protect

Click2Protect Riders – What They Are and Why They Matter in 2025

Learn what Click2Protect term insurance riders offer in 2025. Breakdown of accidental death, critical illness,…

Claim settlement ratio chart with policy rejection and ID documents

Claim Settlement Ratio: Why It’s Not the Full Story

A high claim settlement ratio looks great — but it doesn’t reveal delays, disputes, or…

Term insurance paper with refund guarantee stamp and money

Which Term Insurance Plans Offer Return of Premium (ROP) in 2025 — And Should You Even Buy One?

Return of Premium (ROP) term plans refund your premiums if you survive — but they…

Insurance policy document with ₹ sign, rider icons, and medical/tax symbols on a clipboard

5 Hidden Costs You Must Check Before Buying a Term Insurance Plan

Don’t get misled by low premiums — here are 5 hidden term insurance costs like…