📚 Category: Term Insurance

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Claim settlement ratio chart with policy rejection and ID documents

Claim Settlement Ratio: Why It’s Not the Full Story

A high claim settlement ratio looks great — but it doesn’t reveal delays, disputes, or…

Term insurance paper with refund guarantee stamp and money

Which Term Insurance Plans Offer Return of Premium (ROP) in 2025 — And Should You Even Buy One?

Return of Premium (ROP) term plans refund your premiums if you survive — but they…

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Infographic comparing value of ₹1 crore term insurance between 2010 and 2025 — impact of inflation on life cover.

Is a ₹1 Crore Term Plan Enough in 2025?

A ₹1 crore term plan used to be the gold standard. But is it still…

“A photograph on a wooden surface showcases two life insurance folders labeled PMJJBY and Term Plan with a savings passbook beside them”

Term Plan vs PMJJBY — What’s Better for ₹10K–₹15K Income Families?

With limited income, which is better — a basic term plan or PMJJBY? This side-by-side…

Flat-lay image of a ₹1 crore term insurance document, calculator, and income note showing ₹50K/month — used to represent income-based life cover planning.

Is ₹1 Crore Term Insurance Too Much or Too Little in 2025?

₹1 crore term plans are popular in India, but are they enough? Learn how to…