INDmoney has become a super-app for Indian investors, offering everything from US stock investing to mutual funds and portfolio tracking. But the real question is:
How does INDmoney compare when it comes to US stock access, fees, and tracking accuracy?
We tested INDmoney in 2025 for its brokerage charges, INR to USD conversions, GST billing, and tracking features. Here’s the verdict.
US Stock Investing via INDmoney
- Direct US stocks: Buy Apple, Tesla, Google, Amazon from India.
- Fractional shares: Start with as low as $1 (~₹85).
- Funding: Add INR → auto-converted to USD.
- Charges:
- Account opening: Free
- Forex conversion: ~1.75%
- Brokerage: Zero on buy/sell
- Compliance: LRS (Liberalised Remittance Scheme) rules apply — ₹2 crore yearly limit.
Conclusion: One of the cheapest and easiest ways for Indians to start with US stocks.
Tracking & Portfolio Management
- All-in-one tracker: Mutual funds, stocks, bonds, fixed deposits, crypto (via API sync).
- Auto import: Connect broker apps (Zerodha, Upstox, Groww) for consolidated dashboard.
- AI Insights: Expense breakdown, net worth analysis.
- Premium tier: Advanced analytics & family account features.
Conclusion: Best tracking app for multi-asset investors in India.
INDmoney Fees (2025)
| Feature | Charges |
|---|---|
| Account Opening | Free |
| Brokerage (US Stocks) | ₹0 |
| Forex Conversion | ~1.75% per transaction |
| Premium Analytics | ₹299–₹999/mo |
INDmoney — Pros & Cons (2025)
Pros
- Zero brokerage on US stocks
- Best portfolio tracker in India
- Fractional investing available
- Clean UI with AI insights
Cons
- Forex charges ~1.75%
- Premium analytics not free
- No intraday stock trading (long-term only)
INDmoney is India’s best super-app for wealth tracking and US stock investing in 2025. For beginners, the ₹0 brokerage and fractional US stock access make it unbeatable. For serious investors, the tracking + analytics ensure every asset is in one place.
If you’re looking for a no-fuss way to invest in US stocks + track Indian assets, INDmoney is one of the strongest choices in 2025.
Start Investing with INDmoney
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