Looking for a flexible side income in 2025? Becoming a part-time insurance agent might be the perfect opportunity. Whether you’re a student, homemaker, salaried employee, or retired professional, selling insurance on the side can help you earn ₹10,000 to ₹40,000/month — with no fixed hours or office needed.
In this guide, we explain how to become a part-time insurance agent in India, how much you can earn, and which companies or broker models suit you best.
Who Can Become a Part-Time Insurance Agent?
You can become an agent if you are:
- 18+ years old
- 10th pass (minimum education)
- Willing to take IRDAI IC-38 certification
Ideal profiles for part-time agents:
- Working professionals
- Retired govt/private employees
- College students
- Housewives
- Freelancers
- Shopkeepers, DSA, real estate agents
Benefits of Working Part-Time in Insurance
- Zero investment to start
- No targets or fixed office hours
- Earn commission from day one
- Build renewal income over time
- Work from your phone (online)
- Sell to friends, family, WhatsApp contacts
💼 Want full freedom + high earnings? Join eBharat as a POSP agent
How Much Can You Earn as a Part-Time Agent?
| Time Spent/Week | Expected Income (Monthly) |
|---|---|
| 4–6 hours/week | ₹5,000 – ₹15,000 |
| 10–12 hours/week | ₹15,000 – ₹30,000 |
| 20+ hours/week | ₹30,000 – ₹50,000+ |
You earn commission per policy sold. Example:
- Sell a ₹12,000 annual premium plan → 25% = ₹3,000 commission
- Sell 5 policies/month = ₹15,000 income
Where Should You Register – LIC, Private, or POSP?
| Model | Pros | Cons |
| LIC Agent | Trusted brand, high renewal | Slow onboarding, offline model |
| Private Insurer (HDFC, TATA AIA) | Faster onboarding, digital tools | Tied to one company |
| POSP via Broker (eBharat) | Multi-brand, no targets, digital kits | LIC not available |
What You’ll Need to Start
- PAN card + Aadhaar card
- 10th mark sheet (soft copy)
- Mobile number + email ID
- Bank account details
For IC-38 training:
- Online module (15 hours)
- One-time test (MCQ format)
Don’t worry. eBharat’s team will guide you through everything.
How eBharat Helps Part-Time Agents Succeed
eBharat provides a digital POSP license with:
- 10+ insurer tie-ups (term, ULIP, health, motor)
- One dashboard for quotes, sales, & commissions
- Daily WhatsApp sales scripts + lead tips
- No fees, no forced targets
- Instant support via phone/WhatsApp
📲 Want to start part-time insurance work? Apply here
Final Words
Yes — you can absolutely sell insurance part-time in India and build a strong side income. With the rise of digital sales, WhatsApp prospecting, and broker models like eBharat, anyone can earn ₹10K–₹40K/month without leaving their main job.
💼 Begin in just 3 days — Join Our Agent Network Now
eBharat.com | Insurance • Finance • Made Simple
