If you’re looking for a flexible side income in 2025, becoming a part-time insurance agent in India could be one of the smartest decisions you make this year.
Whether you’re a student, homemaker, salaried employee, shopkeeper, or retired professional, you can earn ₹10,000–₹40,000 per month — with no fixed hours, no office, and almost zero investment.
In this guide, you’ll learn:
- How to become a part-time POSP insurance agent
- How much you can realistically earn
- Which companies and broker models are best
- How eBharat can help you get started in just 3 days
Who Can Become a Part-Time Insurance Agent in India?
You’re eligible if:
- You are 18 years or older
- You have passed 10th standard (minimum education requirement)
- You are willing to complete the IRDAI IC-38 certification
Ideal profiles for part-time agents in 2025:
- Working professionals wanting extra income
- Retired government or private employees
- College students looking for flexible work
- Homemakers who want to work from home
- Freelancers or gig workers
- Shopkeepers, DSA agents, or real estate brokers
Benefits of Working Part-Time in Insurance
- Zero investment to start
- No targets or fixed office hours
- Earn commission from day one
- Build renewal income over time
- Work from your phone (online)
- Sell to friends, family, WhatsApp contacts
Want full freedom + high earnings? Join eBharat as a POSP agent
How Much Can You Earn as a Part-Time Insurance Agent?
Your earnings depend on the time you put in and the type of policies you sell.
| Time Spent per Week | Expected Monthly Income |
|---|---|
| 4–6 hours | ₹5,000 – ₹15,000 |
| 10–12 hours | ₹15,000 – ₹30,000 |
| 20+ hours | ₹30,000 – ₹50,000+ |
Example: Sell a plan worth ₹12,000/year → 25% commission = ₹3,000 per policy.
Sell 5 policies a month = ₹15,000 income.
Add renewals next year → income grows without extra effort.
Where Should You Register – LIC, Private Company, or POSP Broker?
| Model | Pros | Cons |
|---|---|---|
| LIC Agent | Trusted brand, high renewal commissions | Slow onboarding, mostly offline process |
| Private Insurer (HDFC Life, TATA AIA) | Faster onboarding, strong digital tools | Can sell only one company’s products |
| POSP via Broker (eBharat) | Multi-brand access, no targets, digital kits, work-from-home | LIC not included |
For flexible selling & higher variety, most new part-time agents in 2025 choose the POSP broker model.
Documents You Need to Start
- PAN card
- Aadhaar card
- 10th marksheet (soft copy)
- Mobile number & email ID
- Bank account details
For IC-38 training:
- 15-hour online training module
- One-time multiple-choice exam (very beginner-friendly)
Don’t worry: eBharat’s team will guide you step-by-step — from training to first sale.
How eBharat Helps Part-Time Agents Succeed
When you join eBharat as a POSP (Point of Sales Person) agent, you get:
- 10+ insurer tie-ups (life, health, ULIP, motor insurance)
- One dashboard for quotes, policy issuance, and commissions
- Daily WhatsApp sales scripts & lead generation tips
- No joining fees, no forced targets
- Instant support via phone or WhatsApp
Explore our Digital tool. Click Here
Final Takeaway
Yes, you can sell insurance part-time in India in 2025 — and it’s easier than ever with digital tools, WhatsApp selling, and multi-brand broker platforms like eBharat.
Earn ₹10K–₹40K/month without leaving your current job.
Start in just 3 days with free onboarding and IC-38 guidance.
Begin your journey today: Apply to Join eBharat’s Agent Network and start selling insurance part-time from your phone.
