Every year, thousands of people in India become insurance agents—but statistics show that over 60% of new agents drop out in the first year.
Why? Not because insurance isn’t profitable, but because most beginners lack the right training, mentorship, and digital tools.
This guide explains the top reasons new HDFC Life agents fail, and how eBharat’s support system helps agents succeed and build long-term careers.
Top Reasons Why New Agents Fail
1) Limited Training Beyond Basics
Most new agents only receive product training. They know the features but not how to sell. Without sales scripts, objection handling, and digital selling skills, confidence drops after a few rejections.
2) Dependence on Family & Friends
Agents usually start by selling to relatives. But once that circle is exhausted, they don’t know how to generate new leads. Relying only on “family business” makes it hard to reach even 10+ clients per month.
3) Lack of Digital Knowledge
Today’s customers are on WhatsApp, Instagram, and YouTube. Agents who don’t use digital tools miss out on almost 80% of the market.
4) No Mentorship
Without experienced mentors, new agents repeat the same mistakes—overselling, mis-selling, or failing to follow up—leading to customer distrust.
5) Fear of Rejection
Insurance sales involve hearing “no” often. Without a support system, many beginners lose motivation quickly.
How eBharat Helps Agents Succeed
A) Structured Training Beyond Products
- Step-by-step sales training.
- Objection handling scripts.
- Customer trust-building techniques and roleplays.
B) Digital Tools for Modern Selling
- PlanMatch (Insurance+) for transparent policy comparison.
- CRM dashboards for tracking leads, follow-ups, and renewals.
- WhatsApp lead forms and digital presentations that impress clients.
👉 Try now: Insurance+ (PlanMatch Tool)
C) Mentorship & Community Support
- One-on-one guidance for your first 20 sales.
- A WhatsApp community of active agents for tips and motivation.
- Regular performance tracking to measure growth.
D) Ready Leads & Marketing Help
- Digital leads generated via ads and campaigns.
- Pre-made content for WhatsApp, Facebook, and Instagram.
- Agents start with warm prospects, not cold calls.
E) Confidence Through Practice
- Real client roleplays.
- Scripts to handle objections.
- Quick, relatable examples to explain policies.
Quick Infobox: New Agent Failure vs eBharat Success
| Problem (Why Agents Fail) | eBharat Solution |
|---|---|
| No advanced sales training | Mentorship + scripts + real roleplays |
| No leads after family circle | Digital leads + social media support |
| Fear of rejection | Community support + motivational coaching |
| No digital tools | PlanMatch + CRM + WhatsApp presentations |
| Low client trust | Transparent comparisons build credibility |
Case Study: Anita’s Journey
Anita, a 32-year-old homemaker, joined HDFC Life directly but couldn’t close more than 2 policies in 3 months. She joined eBharat’s agent network, where she received digital leads, training, and mentorship.
Result: Within 6 months, Anita had 35 clients, built confidence in digital selling, and now earns ₹70,000+ monthly.
Why This Matters
Insurance is a rewarding career, but only if you have training, tools, and mentorship.
In 2025, customers expect transparency + quick digital service. eBharat equips agents with everything they need to succeed—so they sell smarter, earn faster, and grow steadily.
👉 Also read: Digital vs Traditional Insurance Selling: What Works in 2025?
🔍 Win Trust with Transparent Comparisons
Use Insurance+ (PlanMatch) to compare HDFC Life, LIC, and other policies side by side. Show customers the best-fit plan and build instant credibility.
Explore with Insurance+🚀 Don’t Fail in Year One
Join eBharat’s HDFC Life Agent Network and get mentorship, training, digital tools, and warm leads. Start your career strong and grow with confidence.
Apply Now to Become an Agent
